CFP overreactions: Miami discipline issues will prove costly vs. Indiana

CFP overreactions: Miami discipline issues will prove costly vs. Indiana

Our Summary

The 2026 College Football Playoff National Championship Game will feature the No. 1 Indiana Hoosiers facing the No. 10 Miami Hurricanes. Indiana arrives at the championship with a perfect 15-0 record, having defeated Oregon 56-22 in the semifinals. Miami, the last at-large team to make the playoffs, secured its place with a narrow 31-27 victory over Ole Miss, a game noted as one of the top postseason contests of the CFP era.

Indiana has dominated the season, led by quarterback Fernando Mendoza, who is projected to be the first overall pick in the 2026 NFL Draft. The Hoosiers boast a +473 point differential, the highest in the playoff era, and have convincingly won against major teams such as Ohio State, Alabama, and Oregon. Indiana is on the verge of becoming the first college football team to achieve a 16-0 season in the modern era.

Miami's journey to the final has been marked by overcoming

Originally by Will Backuson January 10, 2026
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